Get the Car You Want at a Price You Can Afford
Apply online in minutes. Get pre-approved for financing with rates starting as low as 4.99%.
Get Approved in 3 Simple Steps
Our streamlined process gets you from application to approval in minutes, not days.
Complete Application
Fill out our simple 2-minute application with basic info and vehicle preferences.
Get Pre-Approved
Our network of lenders compete to offer you the best rates available.
Drive Away Happy
Choose your vehicle and finalize your financing. We handle the paperwork.
Why Choose Ontario Auto Loans?
All Credit Welcome
Bad credit, no credit, bankruptcy - we work with all credit situations to find you the best financing options.
Competitive Rates
Access to multiple lenders means competitive rates tailored to your specific financial situation.
Secure & Private
Your information is protected with bank-level encryption. No spam, no hassle, no hidden fees.
Financing for Every Vehicle Type
Whether you need a daily driver or weekend adventure vehicle, we have financing options for you.
Cars, Trucks & SUVs
Sedans, coupes, hatchbacks, minivans, SUVs, crossovers, and pickup trucks. New or used, we have financing options for all vehicle types.
Powersports, Marine & RV
Motorcycles, dirt bikes, ATVs, UTVs, snowmobiles, boats, jet skis, RVs, and trailers. Adventure awaits with flexible financing.
Frequently Asked Questions
Will applying affect my credit score?
No! Our initial pre-approval uses a soft credit check that doesn't impact your credit score. A hard inquiry only occurs when you decide to move forward with a specific lender.
What credit score do I need?
We work with all credit situations - good, bad, or no credit at all. Our network of lenders specializes in finding solutions for every financial situation.
How long does approval take?
Most applicants receive a pre-approval decision within minutes. Final approval typically happens within 24-48 hours after document verification.
What documents do I need?
For the initial application, you just need basic personal and employment information. If approved, you'll need proof of income, proof of address, and valid ID.
Can I get financing for a used vehicle?
Absolutely! We offer financing for both new and used vehicles from dealerships across Ontario.
Ready to Get Pre-Approved?
It only takes 2 minutes and won't affect your credit score.
Start Your Application